A fast, convenient, and safe way to pay.
A Visa Check Card is a type of debit card that looks similar to a credit card but acts like a check because the purchase amount is deducted from the cardholder’s checking account.
A Visa check card is a type of debit card that looks similar to a credit card but acts like a check because the purchase amount is deducted from the cardholder’s checking account.
Visa check card transactions can be completed in a number of ways: by signing a receipt; making a purchase on the Internet, by mail, or over the phone (receiving protection from Visa’s Zero Liability policy); or by entering a personal identification number (PIN).
He or she is simply asking how you want the purchase to be processed. It does not matter which you say, “debit” or “credit,” – the transaction will be deducted from your CHECKING account. Responding “credit,” will NOT bill your purchase to a credit card.
If you say “debit,” the transaction will be processed through the ATM network and you will need to use a PIN (personal identification number).
If you say “credit,” your purchase will be processed through the VISA network. You will receive a signed receipt and will not need to give a PIN, which could improve the security of your card.
Do you have valuables that can’t be replaced? Protect them in a Safe Deposit Box at the Waterford Office.
|Box Size||Annual Fee*|
|3 x 5||$20.00|
|5 x 5||$25.00|
|3 x 10||$30.00|
|5 x 10||$50.00|
|10 x 10||$60.00|
* Additional fees may be charged at the time of box surrender for missing keys.
Our secure Online Banking feature gives you safe, 24 hour access to your finances. From multifactor authentication, encryption software, firewalls, and automatic sign-off, your information is always secure. There is no charge for Online Banking if it accessed one (1) time per calendar month, otherwise a $5.95 fee per calendar month is assessed.
For even more convenience, use Online Bill Payment to pay virtually anyone, anytime, anywhere and on time. There is no charge for Online Bill Payment if three (3) or more bills are paid per calendar month, otherwise $5.95 fee per calendar month is assessed.
MANAGE YOUR MONEY ANYWHERE.
With 24/7 mobile access everywhere.
Whether you choose to use the Mobile App or Text Banking*, you can access your accounts quickly and securely from virtually any mobile device. There is no charge for Mobile Banking if it is accessed one (1) time per calendar month, otherwise a $5.95 fee per calendar month is assessed.
Signing up is quick and easy.
* Text Banking will incur a service fee of $0.10 per text message, in addition to standard text message rates.
Access your statements and notices using the Electronic Statement Retrieval module on our homepage.
Click here for the electronic delivery of bank statements & notices consent and agreement.